Need an auto loan?
We provide fast & easy approvals in 24 hours.


Specializing in Vehicle Financing

Approval Auto Group is the Finance Division of The Collection of Fine Cars Inc. The goal was simple when we expanded and created Approval Auto Group, to take the knowledge and experience we have gained from the 25 + years in business and offer robust solutions for our clients automotive financing needs.

The automotive market has changed significantly since we opened our doors in 1994 and so have our clients needs. We realized that we needed to address those changes and that idea was the brainchild that created Approval Auto Group.

Whatever your automotive financing needs are, we are here to help you.

COVID-19 Precautions.

During this difficult time, we are taking extra precautions to take care of our employees and customers during your visit to our office.
How it works

Our Financing Process


Fill a Quick Application

Apply by filling out our easy and simple online application form


Get a Fast Approval

We will process your application and get you the best approval


Pick Up Your Desired Vehicle

Pick whatever make or model of vehicle you desire and drive away in your new car

Success Rate

Apply Today
Drive Tomorrow

Whether you're heading to work or cruising around town, your car connects you to the things you love. For more than 25 years, we have been providing automotive financing with competitive rates, flexible terms, and low monthly payments.

We focus on trust and character, not just on your credit score. We listen to your story and look beyond your credit score today in order to build the right auto loan that will help you become financially stronger tomorrow.

  • Good or Bad Credit
  • No Credit History
  • Repossessions
  • New to Country
  • Bankruptcy or Collections
  • Late Payments
  • Divorce
  • Students
Approval Auto Group

Auto Industry Approved

Ontario Motor Vehicle
Industry Council

As a certified company of OMVIC, we follow strict rules and regulation of the auto industry to ensure full satisfaction of our business to you.

Used Car Dealers Association
Of Ontario

Being a UCDA member we help to maintain auto industry protocals which we follow to set automotive sales standards for quality.

Car Fax Canada
Auto History Services

We use only car fax, a trust name when it comes to check vehicle history for unfixed safety recalls, previous accident history & unpaid liens.

Why Choose Approval Auto Group

We’re committed to provide a stress-free financing experience

Low Interest Financing

Getting you the lowest possible interest rate for your auto loan is a priority. We will work with you every step of the way to ensure that your auto loan meets your budget.

Fast & Easy Approval

Applying for auto financing online is fast, convenient and secure. Our application approval process takes just a few minutes to complete and within 24 hours we can have you in your new vehicle.

25+ Years Experience

With our 25+ years experience in the auto industry, we have a wide variety of financial institutions and the expertise needed to provide fast and easy auto financing.

Wide selection of inventory

We have a large inventory of vehicles to choose from. Don’t see the car you want? No problem. We have access to many more vehicles and can get you the car you want, whatever the make or model. Check out our inventory

Newcomer Program

We can help you get your first car in Canada as a newcomer. We provide an easy newcomer auto loan approval program which will help you establish a credit faster.

Customer Satisfaction

Our customers love our services because we are determined to deliver the very best auto financing solutions with lower interest and payment options suitable for their lifestyle.

Credit Rebuilding Solutions

Rebuilding Your Credit For Better Tomorrow

Approval Auto Group

Auto Financing can help you improve your credit in 60 days

Did you know that financing a vehicle is one of the best ways to rebuild your credit? It’s true. Here’s how it works. When you finance a vehicle, you agree to make payments on the due date. When these payments are made the financial institution reports your good or bad payments to the credit bureau. The credit bureau will increase or decrease your credit score according to your payments. Paying on time and in full will increase your credit score. This will help you rebuild your credit back.

  • Auto finance rebuilds credit faster
  • Banks will issue credit cards easier
  • Makes it easier to obtain future home mortgages and loans
  • Good credit, lower interest rates
  • Build trust with financial institutions
  • Good credit helps you live stress free

The median credit score in Canada is 749, 50% of the population have excellent credit. Most of them have rebuild their credit through credit rebuilders.
Your payment history and utilization of your credit is what rate typically account for 70% of a credit score.
Banks will not approve you with bad credit for a vehicle, credit rebuilders like Approval Auto Group can help.

Don't let your credit history stand in your way of getting approved for a new vehicle. Our fast online auto financing process makes getting approved faster and easier than ever.

Our Services

Here Are Just A Some Of The Reasons You Will Love It Here


We specialize in providing comprehensive auto financing services to help you get into your dream vehicle in as fast as 24 hours. Regardless of your credit history we can help you get approved with the right auto loan to suit your budget.


Refinancing an existing auto loan could help you lower the interest rate and payments. Our expert financing team will look into your existing loan, determine how we can help you find suitable finance options.


A viable financing option when you have poor or no credit, it gives you the benefits of owning and leasing at the same time. Our financing team can help you determine if this is a good option for you.


Want to swap out or replace your current vehicle? We accept trade ins when you purchase your next vehicle from us. It saves you the hassle and time of having to sell your vehicle on your own.

Vehicle Finance

If you want to finance a type of vehicle that doesn’t fall under traditional types like a boat, motorcycle, RV or Tractor, don’t worry we have financing options available.

Auto Services

We have an in-house licensed auto repair garage and auto detailing facility. When you purchase your vehicle from us, we ensure the vehicle is inspected and freshly detailed to give you that new car feeling.

Finance Application

Let's get started

Approval Auto Group

Client feedback

Contact Us

Approval Auto Group

1100 Finch Ave West, Unit #1
North York, ON
M3J 2E2

Opening hours
  • Mon - Fri
  • Saturday
  • Sunday & Holidays